The Commercial Loan supports individuals, SMEs, and corporate bodies actively engaged in business. It provides flexible financing for expansion, working capital, and operational needs.
Eligibility:
- Must be a loyal and active customer for at least six (6) months.
- Requires two salaried worker guarantors OR acceptable collateral.
Collateral Options:
- Landed property
- Cash lien of 20–50%
Loan Features:
- Monthly repayment
- Maximum tenure: 24 months
- Competitive interest rates
Ideal For:
- Market traders
- SME owners
- Business expansion
- Inventory financing