We Bring Banking And The Rural Community Together

Your Trusted Rural Financial Partner Banking Partner Community Partner

Banking That Cares for Communities

Experience secure, accessible, and community-focused financial services that put people first.

Inclusive Banking

Banking services designed for every community.

Security You Can Trust

Reliable, safe, and transparent transactions.

Community Growth

Driving growth with locally tailored financial solutions.

Welcome to UMKCB

We Bring Banking and the Rural Community Together

At UMKCB, we believe in transforming lives through accessible, secure, and community-rooted banking services. For over 40 years, we’ve empowered rural communities by delivering innovative financial solutions that support growth, trust, and prosperity.

WHAT WE OFFER

Explore Our Range of Financial Services

Accounts

Secure and convenient accounts tailored for individuals, groups, and businesses.

Investments

Safe and rewarding investment options to grow your money with confidence.

Loans

Fast and flexible loan options for personal, business, and farming needs.

Other Services

Convenient banking services including transfers, mobile money, and USSD.

Join Us In Making A Difference

Empowering individuals and communities through secure, flexible, and accessible savings and loan solutions.

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Members and Counting

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Communities Served

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Commitment to Growth

What People Are Saying

Real Stories From Our Happy Clients

Our cooperative needed a safe way to save and plan our future. UMKCB’s group solution gave us exactly that. We now meet monthly to save, access loans, and grow stronger together…View Full Testimony

Esther Kyere

Women’s Group Leader, Asaman Kese

Banking services were once a dream in our village. Thanks to UMKCB, I no longer travel far to deposit money or apply for loans. The bank brought financial access right to our doorstep…View Full Testimony

Michael Tetteh Adjei

Small Business Owner, Aburi

UMKCB helped me expand my vegetable farming business. With their Agric Loan, I increased production and secured a stable income for my family…View Full Testimony

Ama Serwaa

Vegetable Farmer, Sekesua

As a young entrepreneur, I needed financial guidance. UMKCB believed in my business and supported me with a loan that helped me start strong…View Full Testimony

Daniel Ofori

Young Entrepreneur, Asesewa

Latest Updates

Stay Informed With Our Latest News & Events

17 Jan
Event

Community Savings Workshop In Asesewa

Article

UMKCB Launches Secure Digital Banking Platform

Article

How Our Loans Support Small Businesses

27 Dec
Event

Financial Literacy Outreach At Odumase Krobo